The title of this post comes directly as words from the legendary investor Warren Buffet.  At first the meaning of the title and words that entail it in those words seem to be direct and self evident in their intent… Continue Reading →

Today’s usage of the term “democratization of finance” usually referred to average people participating more actively in the financial sector of our economy. This may include using fin-tech apps to monitor one’s financial accounts to using brokers to conduct purchases… Continue Reading →

Throughout time many seemingly professional investors and traders feared extreme market volatility without ever considering how those scenarios lead to  great opportunities to make money.  First, market volatility is when the market price of a stock or bond fluctuates infrequently… Continue Reading →

This sort of comes out as a call to Congress to reinstate the Glass-Steagall Act of 1933. This along with many other former and new regulations that separated banks, investment banks, brokers, and hedge funds to operate separately and independently. … Continue Reading →

What the types of investing: Fundamentals: Using a company’s balance sheets, income statements, and other financial documents to see where a company is headed. Those that have a consistent and/or positive revenue and earnings while keeping costs at a reasonable… Continue Reading →

I do not believe in the efficient market theory in its entirety.  There are too many human emotions that lead to unpredictable spikes, drops, bubbles, recessions, and depressions that can not be justified by the efficient market theory.  Therefore I… Continue Reading →

In recent highlights of the short squeeze that is happening with a few highly shorted stocks between “retail investors” and institutional hedge fund managers, I want to justify the necessary existence of short selling in a free market system as… Continue Reading →

I am going to start this article off by stating my position on bitcoin and other crypto currencies: I own none and I do not believe in them.  First, I’m going to describe the title of this article. Tulip mania… Continue Reading →

This post was thought of a way to describe where the economy is in the current quarter and was in the previous year. As soon as I thought of it, I remembered that a State of the Union exists for… Continue Reading →

About a century ago a few reporters asked JP Morgan what he thinks the stock market will do in the recent future and all he said was that, “It will fluctuate.” That is the best and shortest answer to the… Continue Reading →