Although government agencies have made a considerable impact on the improvement of housing, specifically suburban housing at times, there have been times where they neglected to work in the interests of the people. Suburban homes became a much more popular option for many and as a result, the government ended to refine how they supported these homeowners. It is great to see how initiatives such as the Greenbelt Town Program and Home Owners Loan Corporation introduced new ways citizens could make these suburban home dreams a reality. This led to new construction, the perfection of long-term housing, and closely-knit communities forming in these new neighborhoods. But we must pay attention to ways they tended to their own interests, rather than to those of the majority.

One of the more controversial things HOLC has done in the past was develop a rating system that separated classes of people to keep the market value high. Even today, we can see how aspects of the past can be carried over. While my own neighborhood is not so clearly defined that you can describe all people of the area, it consists of mostly minorities. In my case, we have been able to build a rich community of shops and public institutions to suit our needs so it has not necessarily had a terrible impact. Still, it is troubling to see how classes would still be separated even then. They have openly embraced segregation to accommodate their financial needs. This may have been the only option at the time, but it should not have come to that. Especially with private enterprises leading building plans, there must be regulation in how construction priorities are being handled. Buildings can easily manipulate the kind of society we will live in.